The preliminary unaudited financial results of NLB Group published last week show that 2020 was, despite the challenges of the COVID-19 pandemic and the resulting economic hibernation, a very solid year. Moreover, it was also a year that brought the importance of sustainable business and living to the forefront. In NLB Group, we protected our employees, invested in technology, and supported local communities. You may find key highlights and more details about the Group’s business operations, as well as the acquisition of Komercijalna banka a.d. Beograd below and in the presentation. We also kindly invite you to join us today, on Wednesday, February 24, 2021, at 15:00 CET, at a webcast hosted by the Management Board of NLB d.d.