Announcement of MREL requirement

NLB d.d., Ljubljana (“NLB d.d.”) hereby announces that on 16 March 2026 (Notification Date) it received the decision of the Bank of Slovenia (“BS”) relating to MREL requirement (Minimum Requirement for own funds and Eligible Liabilities) which replaces previous decision from the BS. NLB d.d. must comply with MREL requirement on a consolidated basis at resolution group level (i.e. NLB Resolution Group, consisting of NLB d.d., Ljubljana and other members of the NLB Group excluding banks) which amounts to 30.15% of Total Risk Exposure Amount (“TREA”) (excluding Combined Buffer Requirement (“CBR”)) and 11.71% of the Leverage Ratio Exposure (“LRE”). Requirement shall be met at all times from and including the Notification Date.

This decision supersedes previous BS decision on MREL requirement dated 18 March 2025, which amounted to 29.93% of TREA (excluding CBR) and 11.24% of the LRE.